How much will a personal auto policy pay under medical payments coverage if the insured has a limit of $5,000 and multiple passengers incur medical expenses exceeding that limit?

In a personal auto policy, medical payments coverage typically provides a set limit per person for covered medical expenses resulting from an auto accident. If the insured has a limit of $5,000, this means that the insurer will cover up to $5,000 for each individual passenger who incurs medical expenses.

When multiple passengers are involved and their combined medical expenses exceed the insured's limits, the policy will still only pay up to the specified limit of $5,000 per each passenger. Therefore, if there are two passengers with medical expenses amounting to $10,000 each, the coverage would pay out a total of $10,000 for each passenger, totaling $20,000.

However, it's important to stress that the total payout under the policy can match the number of passengers multiplied by the limit. If there are several passengers and each has expenses over the limit, the total amount can considerably exceed the individual $5,000 limit if multiple passengers are considered.

In the context of the question, since only option B of $14,000 was selected, it likely assumes a specific scenario or limit which might not reflect the full potential payout based on the factors described. Thus, the payment under medical payments coverage depends heavily on the number of