If a meteorite damages an insured's vehicle, under which coverage would the loss be compensated?

When a meteorite damages an insured's vehicle, the loss would be compensated under Other-than-collision coverage, often referred to as comprehensive coverage. This type of coverage is designed to protect against damages to the insured vehicle caused by events that are not related to driving, including natural disasters, falling objects, theft, vandalism, or animal collisions. Since a meteorite falls under the category of a falling object and is an unforeseen event, it would be appropriately categorized within comprehensive coverage.

Collision coverage, on the other hand, typically applies to damages from an accident involving another vehicle or object while in motion. Theft coverage specifically addresses situations of stolen vehicles and does not cover physical damage. Liability coverage, meanwhile, is geared toward damages or injuries the insured may cause to others in an accident but does not provide coverage for damages to the insured's own vehicle. Therefore, Other-than-collision is the correct choice as it specifically covers the type of loss resulting from a meteorite strike.