In split limit coverage of personal auto policies, which limit indicates the maximum payment for bodily injury per person?

In split limit coverage of personal auto policies, the first limit specifically designates the maximum amount that can be paid for bodily injury to a single individual involved in an accident. This distinction is crucial for understanding how claims will be paid out in the event of an incident causing injury.

For instance, if a policy has a split limit of 25/50, that indicates a maximum payment of $25,000 for bodily injury per person (the first limit) and a total of $50,000 for all bodily injuries resulting from a single accident (the second limit). This structure helps ensure that individuals can receive compensation for their injuries while also managing overall liability for the insurance provider.

The other terms mentioned, such as combined limit and aggregate limit, refer to different forms of coverage and payment structures within insurance policies, but they do not specifically identify the maximum payment for bodily injury per person. Therefore, the first limit is essential for defining individual injury payouts in the context of split limit coverage.