In the case of an injury to a passenger getting into a friend's car, what is the status of the driver's medical payments coverage?

The driver's medical payments coverage would be considered primary in this scenario, meaning it will be the first source of payment for medical expenses resulting from the injury to the passenger. This is because the driver has a personal auto insurance policy that includes medical payments coverage, which is designed to cover medical expenses for passengers in their vehicle, regardless of who is at fault in an accident.

In many cases, the medical payments coverage is intended to provide immediate assistance by covering injury-related expenses without requiring the injured party to prove fault. It applies as long as the injury occurs in the insured vehicle, directly related to its use. Therefore, in this instance, since the passenger is injured while getting into a friend's car driven by the insured, the driver’s medical payments coverage comes into effect as the primary source of coverage for medical expenses.