The maximum transportation expense coverage after an accident can be claimed after how many hours of waiting for repairs?

The correct answer is based on the provisions typically included in a Personal Auto Insurance Policy regarding transportation expenses incurred after an accident. After an accident, if your vehicle is damaged and requires repairs, your policy includes coverage for transportation expenses, which typically kicks in after a specific waiting period.

The maximum transportation expense coverage can usually be claimed after 24 hours of waiting for repairs to begin. This waiting period reflects the insurer's policy on when the coverage activates to ensure that claims are made for reasonable transportation expenses. Therefore, the correct timeframe in many policies is indeed 24 hours after an accident before you can start claiming those transportation expenses.

This approach aims to balance the need for insured parties to have access to alternative transportation while also managing the insurance provider’s exposure to continuous claims.