What are "endorsements" in an auto insurance policy?

Endorsements in an auto insurance policy refer to modifications or additions that provide enhanced coverage or alter certain terms of the policy. They allow policyholders to tailor their coverage to meet specific needs that may not be fully addressed in the standard policy. For instance, an endorsement could add coverage for a custom-built vehicle, include additional drivers, or even provide protection for rental cars.

This flexibility is essential because it allows policyholders to adapt their insurance to better fit their unique situations without having to purchase an entirely new policy. It is a crucial feature of personal auto insurance that helps ensure comprehensive protection in line with the individual requirements of the insured.