What does collision coverage typically protect against?

Collision coverage typically protects against damage to your vehicle resulting from a collision with another vehicle or an object, regardless of who is at fault. This means that if you were to hit another car, a tree, a guardrail, or other objects, collision coverage would help pay for the repairs to your own vehicle.

This type of coverage is especially important for vehicle owners who want to ensure they are financially protected in the event of an accident that results in damage to their own car. It's designed to cover repair costs for your vehicle after a collision, regardless of the circumstances surrounding the accident.

The other options refer to different types of coverages or situations. For instance, theft of the vehicle is most often covered under comprehensive coverage, not collision. Damage from non-collision incidents, such as vandalism or natural disasters, is also covered by comprehensive insurance, not collision. Lastly, liability for bodily injury to others falls under liability coverage, which is distinct from collision coverage and addresses legal responsibilities for injuries you may cause to others in an accident.