What does "loss of use" coverage in auto insurance entail?

"Loss of use" coverage specifically relates to the expenses incurred when the insured vehicle is not operational due to damage. This coverage provides reimbursement for rental car costs or other transportation expenses while the policyholder's vehicle is being repaired after a covered incident. It aims to alleviate the inconvenience and financial burden of being without a vehicle during the repair period.

The focus of "loss of use" coverage is primarily on the inability to use a vehicle, rather than compensating for lost income, replacing a vehicle, or addressing personal injury claims. While the other options mention significant aspects of auto insurance, they do not align with the specific nature of "loss of use" coverage, which is designed to provide support for transportation needs while the insured's vehicle is unavailable.