What does the Good Driver Discount policy aim to reward?

The Good Driver Discount policy is designed to reward individuals who demonstrate safe driving habits. Insurers implement this discount to encourage responsible driving behavior, which can lead to fewer accidents and claims. This discount typically applies to policyholders who maintain a clean driving record, free from traffic violations or accidents over a specific period.

This approach not only benefits the insured by reducing their premium costs but also contributes to overall road safety by incentivizing safe driving practices. Driving records are essential for determining eligibility for this discount, making it a valuable feature within personal auto insurance policies.

Regarding the other options, they don't align with the primary focus of rewarding safe driving. Multiple car ownership, long-term insurance holding, or low mileage may lead to other discounts, but they are not directly tied to driving safety, which is the core principle behind the Good Driver Discount policy.