What is NOT a requirement for purchasing a Good Driver Discount policy?

The correct answer is based on understanding the typical eligibility criteria for a Good Driver Discount policy. A person must typically have held a valid driver’s license for a minimum of three years, not five. This shorter time frame allows individuals who have recently graduated from learning to drive to still qualify, provided they meet other conditions of the policy, such as demonstrating responsible driving behavior.

On the other hand, the criteria involving at-fault accidents and major violations are commonly established requirements. Insurers usually mandate that applicants have no at-fault accidents in the previous three years and no major violations in order to qualify for the Good Driver Discount. These criteria are in place to ensure that the policyholder has a history of safe driving, which is reflected in the discounts offered to them.