What is the minimum required liability coverage in many states?

The minimum required liability coverage often referred to in many states is represented as 25/50/25. This means that the insurance policy provides coverage of $25,000 for bodily injury per person, $50,000 for total bodily injury per accident, and $25,000 for property damage per accident. These limits are the baseline levels of protection that states require drivers to carry in order to ensure that they can cover at least a portion of the financial damages they may cause to others in the event of an accident.

This basic coverage aims to protect both the insured driver and other parties involved in an accident, by ensuring that there are financial resources available to pay for medical expenses and property damages. Each state may have different requirements, but 25/50/25 is commonly seen as a standard minimum in many jurisdictions. Different options reflect higher coverage limits, which can provide greater protection, but the option selected represents the minimal coverage that fulfills the legal requirements in many areas.