What is the name of the coverage that protects against property damage from an uninsured driver?

The coverage that specifically protects against property damage caused by an uninsured driver is known as uninsured motorist coverage. This type of insurance is designed to provide financial protection for policyholders when they are involved in an accident where the other driver does not have insurance.

Uninsured motorist coverage ensures that if you are hit by a driver who lacks insurance, you can still file a claim to recover costs associated with damage to your vehicle and any related expenses. This coverage is particularly important because it fills a gap in protection, allowing drivers to maintain financial security even in situations where another party is at fault but without the means to pay for damages.

The other options pertain to different aspects of auto insurance. Comprehensive motorist coverage typically refers to protection against non-collision related incidents, underinsured motorist coverage applies when the other driver has insurance but it is insufficient to cover the damages, and personal liability coverage relates to the policyholder's responsibility for injuries or damages they may cause to others.