What should one do immediately after an accident to initiate a claim?

After an accident, the first step in initiating a claim is to call the police and gather necessary information. This action is crucial because the police will document the scene of the accident, collect statements from those involved, and create an official accident report. This report can serve as an essential piece of evidence when filing an insurance claim, as it provides an authoritative account of what occurred during the incident.

Gathering information, such as other drivers' details, witnesses, and photographs of the scene, further strengthens the claim-filing process. This immediate action ensures that the relevant facts are recorded while they are fresh and makes it easier to substantiate the claim with your insurance provider.

While filing a report with the Department of Motor Vehicles is important and may be required, it typically occurs after the initial steps of addressing the accident and contacting insurance providers. Posting on social media is not advisable, as it can lead to misunderstandings or misinterpretations of the incident that could complicate the claims process. Waiting for the insurance company to reach out delays the process, as quick action can help expedite claim resolution and facilitate necessary repairs or medical treatment.