What types of vehicles are typically covered under a PAP?

The Personal Auto Policy (PAP) is specifically designed to cover vehicles intended for personal use rather than for commercial or business purposes. The categories of vehicles that are typically covered under a PAP include private passenger cars, which are generally family cars or sedans used for non-business activities, as well as pickup trucks and vans that are utilized for personal errands, travel, and leisure.

This focus on personal use is why option B is the correct answer. Vehicles like luxury sports cars and motorcycles, while they may be covered under a specialized or personal policy, are not typically emphasized within the standard classifications found in a PAP. Similarly, commercial trucks, vans used for business, and vehicles like buses and taxicabs fall outside the scope of this policy, as they serve purposes tied to business operations rather than personal transportation needs.