Which of the following is NOT a limitation found in the Mexico Coverage endorsement of personal auto policies?

The selected answer illustrates a key aspect of the Mexico Coverage endorsement in personal auto policies. The endorsement is designed to address the unique insurance needs of vehicles operating in Mexico, which is not automatically covered under a standard personal auto policy. Specifically, coverage for lawsuits arising from accidents in Mexico is indeed applicable regardless of whether the involved parties are U.S. or Mexican citizens. This is significant because it reflects a broader recognition of liability concerns that can arise in cross-border incidents.

In contrast, other components of the endorsement serve to impose limitations. For instance, it's common for such endorsements to exclude coverage for Mexican citizens and limit the types of coverage available while operating in Mexico, such as liability for vehicle damage or certain types of personal injury claims. Additionally, the policy often emphasizes specific accident types to which it applies, further delineating the scope of coverage while in Mexico. Thus, the notion that lawsuits could be brought by either U.S. or Mexican citizens without exclusion reflects the endorsement's intent to provide fair coverage for all parties involved in a motor vehicle accident in Mexico.