Which scenario would most likely trigger a Personal Injury Protection (PIP) claim?

A Personal Injury Protection (PIP) claim is designed to provide coverage for medical expenses and other related costs that arise from injuries sustained in an automobile accident, regardless of who was at fault. This coverage is often included in auto insurance policies as a way to ensure injured parties can receive immediate medical treatment without needing to establish fault first.

In the scenario where medical expenses arise from an accident in which the insured is at fault, it aligns perfectly with the purpose of PIP. This coverage would be triggered since PIP is meant to cover medical bills for the insured, as well as others in the vehicle, regardless of fault. The focus is on addressing the medical needs resulting from the accident, highlighting PIP's role in providing necessary financial support for injuries sustained.

In contrast, the other scenarios primarily involve vehicle damage or property-related issues, which do not fall under the typical scope of PIP. Comprehensive damage to the vehicle without injuries pertains to physical damage coverage rather than medical expenses. Property damage from an accident also does not invoke PIP claims, as those typically pertain to liability coverage rather than medical costs. Lastly, damage incurred while legally parked does not involve injuries at all, so it would not trigger a PIP claim either.