Which type of auto insurance coverage would help pay for a hit-and-run accident with an uninsured driver?

Uninsured motorist coverage is specifically designed to protect drivers who are involved in accidents where the other party is at fault but does not have insurance or flees the scene, as in the case of a hit-and-run. This type of coverage would cover the insured’s medical expenses, repair costs, and other damages resulting from the accident, functioning as a safety net when the other driver cannot be held accountable due to a lack of insurance.

Liability coverage does not apply in these scenarios since it only covers damages to others for which you are responsible. Collision coverage pays for damage to your own vehicle after a collision, but it typically does not cover accidents caused by uninsured drivers when you cannot identify them. Comprehensive coverage protects against non-collision risks such as theft, vandalism, or natural disasters, and it would not apply to a hit-and-run incident. Therefore, uninsured motorist coverage is the most appropriate option in this situation.