Which type of coverage would help with costs for injuries sustained by passengers in an insured vehicle?

Personal Injury Protection (PIP) is designed to cover medical expenses, lost wages, and other related costs for injuries sustained by passengers in an insured vehicle, regardless of who is at fault in an accident. This type of coverage is particularly beneficial in situations where there might be a need for immediate medical attention, as it provides prompt financial support without the necessity of determining liability.

PIP typically covers not only the insured driver but also any passengers, making it a key form of protection in the event of an accident. It can cover various types of medical costs, including hospital bills and rehabilitation expenses, ensuring that injured parties can receive care without the delays that often accompany liability disputes.

In contrast, liability coverage primarily addresses the legal responsibility of the insured driver for injuries or damages they cause to others, which does not extend to covering their own passengers' injuries. Emergency roadside assistance is focused on support during vehicle breakdowns, and collision coverage only pertains to damage to the insured vehicle itself resulting from a collision. Thus, Personal Injury Protection stands out as the coverage specifically aimed at addressing passenger injuries in the context of an auto insurance policy.